InstaPay allows employees to access a portion of their earned wages before their official pay day. InstaPay offers employees, whose organisation uses Employment Hero Payroll, access to up to $250 per week from their wages.

To allow organisations and employees to use this feature, Employment Hero has set up a pool of funds, allowing an employee to receive payment when they request an InstaPay withdrawal. When a payroll administrator conducts their pay run, Employment Hero inserts a payroll deduction for the employee.


HR Plan:   Free   Standard   Premium   Platinum
Payroll Plan:   Standard   Premium

Further Information

Withdrawl Conditions

The maximum InstaPay withdrawal amount available to an employee is $250 a week, while the minimum withdrawal amount is $100 per transaction. If an employee has earned less than $500 in wages for their pay period, the withdrawal amount available to the employee is half of their accrued wage.

Employment Hero calculates InstaPay weeks as a seven-day period, starting on the first day of your pay cycle.


If an employee’s available InstaPay balance is greater than $250, they will only be able to withdraw a maximum of $250 a week. If they wish to conduct another InstaPay withdrawal, the remaining balance will become available in the next seven-day period, and so on until the end of their pay cycle.

InstaPay Fees
Transaction Method Fee
Discounts page purchases using a combination of, Debit, Hero Dollars plus InstaPay. $0
Discounts page purchases using InstaPay only. $0
InstaPay withdraw. $2
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